Coastal Lifestyles Found Here. FLORIDA

Buyer Assistance


Buying a home is an exciting time in your life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new property is just what you were looking for. To keep you ahead of the pack, we also provide listings by email so you automatically receive new and price reduced listings matching your criteria as soon as they hit the market!

As Your Agent, We Will:

  • Make sure you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding the property through closing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • If desired, refer you to Realtors qualified to work with investors in other areas of the country.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Property:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved). use mortgage calculator
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other services such as a home warranty.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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Contact Information
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  • KIRSTEN McANDREW

  • RealtorĀ®
  • 850-819-3806
  • Email Us